But a young woman Jennie Crockart managed to buy her first home independently just a month after her 20th birthday.
By the time she was 16 she was working five part-time jobs alongside her AS levels, and quickly got into the habit of saving.
Owning my own home has always been important to me, said Jennie. In my opinion, when youre renting, you are just paying someone elses mortgage.
So as soon as I started earning I started putting 50 aside here and there or more if I could manage it.